(A) DESCRIPTION OF THE SERVICE

StudyMall24, Verified by Hybrid Money encryption technology gives you added security and flexibility to faciliate your access to Educational materials.

The Terms of Use below set out important information about our service(s) and how we use your information. For your benefit and protection, you should read these terms carefully and keep it save for future reference. You may not sign this form if you do not accept the Terms of Use or understand how they apply to you.

Please ensure you buy from accredited merchants. In addition to seeing a merchant on this platform, your are advised to make your own verification. StudyMall24 is not liable if you apply to study in a non accredited school.

(B) StudyMall24, Verified by Hybrid Money encryption technology - TERMS OF USE

1. Hybrid Money ACCOUNT ACTIVATION AND VERIFICATION
1.1. Applicants are expected to fill and sign their Hybrid Money Account activation forms online.
1.2. Account login details will be forwarded to the applicant by sms and or emails.

2. ONLINE PAYMENTS
2.1. I agree to pay all goods purchased on this platform online.
2.2. I agree to make online payments only from accredited merchants.
2.3. I understand that my personal information may be shared with other systems including my merchant.

3. USING INFORMATION ABOUT YOU
3.1. We will use personal information we hold about you to verify your application request. This includes information which we obtain from you or from third parties with permitted access to your information.
3.2. We may be required from time to time to disclose your personal information to Governmental or educational bodies or employers, but we will only do so under proper authority.
3.3. Otherwise, we will only use your information in accordance with our Privacy Policy.
3.4. We will not disclose your information to any online retailer.

4. ACCOUNT SECURITY

You are solely responsible for maintaining the confidentiality of your Account login information. You agree not to transfer or sell the use of, or access to, your Account details, to any third party. You agree to immediately notify us of any unauthorized use of your Account information, or any other breach of security.

5. TERMINATION

5.1. We may suspend or terminate the use of this service immediately:
5.1.1. If we suspect someone else is using or attempting to use your Account;
5.1.2. If you breach your agreement with us;
5.1.3. If we are required to do so by any party assisting us in providing the Service;
5.1.4. If we are entitled to do so under this terms and conditions or any other agreement we have with you; or
5.1.5. If we reasonably believe it is necessary to do so but we will tell you immediately after suspending or terminating the Service.
5.2. We may suspend or terminate your use of the Service at any time without notice.

6. CHANGING THE TERMS

We reserve the right to change these terms from time to time without notice.